While there are many software programs available that allow you to accept checks by phone, by fax or the internet - Vcheck is the only system that allows you to print checks with the customer's actual signature included!
That's right! Our system has the exclusive feature of Electronically Captured Signatures. This special feature actually allows your customers to sign the check they are submitting with their mouse! This electronic signature is converted to an image and placed on the check that you print. If printed on blank check stock using MICR toner, there is absolutely no difference in appearance nor functionality between a check our system produces and one the customer would write by hand.
Electronic signatures are secure and legally enforceable as outlined in the Congressional Electronics Signatures in Global and National Commerce Act of 2000
E-signatures are used by Microsoft, Charles Schwab, Cisco Systems, numerous law firms, real estate transaction services, and now, our own Vcheck service. The customer's electronic signature combined with the capture of their computer's IP address, the image verification required to submit the check form, and the unique transaction number assigned to every check far exceed the requirements for a legally binding e-signature.
For security and privacy, the actual signature is not stored – only the hundreds of coordinates of the mouse movements, and those coordinates are encrypted when saved. These are decrypted and converted into an image of the signature only when the final check is created, and then the actual image is deleted.
Wanna try out the E-Sign system? Of course you do! Using your mouse, sign your name in the box below. Please make your signature as accurate as possible. You may use the Start Over button to erase and begin again if necessary. When you submit the signature, this page will refresh and have the image of your signature at the top of the page. Not to worry, the image is created on the fly and is NOT permanently saved on the server or in any way tracked or logged.
Below is an image (reduced in size) of a check created using our E-Sign option. Assuming you have either Adobe Reader, the highly recommended Foxit Reader, or other PDF viewer installed, you can view the actual PDF file of the check by clicking on the image.